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Understanding Medicare

Medicare Part A (Original Medicare)


Hospital insurance that helps cover:

  • Inpatient care in hospitals

  • Skilled nursing facility care

  • Hospice care

  • Home health care

Medicare Part B (Original Medicare) 


Medical insurance that helps cover:

  • Doctor and specialist costs

  • Outpatient care

  • Home health care

  • Durable medical equipment

  • Many preventive services

Medicare Part C (Medicare Advantage)


A type of Medicare health plan:

  • Offered by private insurance carriers approved by Medicare

  • Includes all of your Medicare Part A and Part B benefits

  • May include Medicare prescription drug benefits

  • Durable medical equipment may be covered

  • May include benefits not available through Medicare Part A or Part B


Medicare Part D (Prescription Drug)


A type of Medicare health plan:

  • Offered by private insurance carriers approved by Medicare

  • Helps cover the cost of prescription drugs

  • Varies in cost and the specific drugs that are covered

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